Switching from Xero

Thinking of leaving Xero?

Xero is well-designed and popular with accountants. If you're a small US business paying for features you don't use, Apsis may be a simpler, lower-cost fit. Here's an honest comparison.

An honest comparison

ApsisXero
Monthly price$19 (1 company, 3 users)Early $27 · Growing $59 · Established $97
Extra company+$10/mo, bank connection includedSeparate subscription per company
Extra user+$5/mo each past your first threeCheck Xero's plan details
Accountant accessFree accountant seatAdvisor access available
Bank transactionsPlaid feeds, or CSV/OFX/QFX importYes
CategorizationAI suggestions you review, explained in plain wordsBank rules and suggestions
InvoicesBranded, with terms, PO numbers and reminders, sent through Apsis or your own GmailYes, sent from Xero
PayrollNot includedAvailable in some regions / plans
Free trial30 daysVaries by promotion

List prices as shown on our pricing section, checked Oct 9, 2026, monthly, before promotions, taxes, or add-ons like payroll. Xero charges a separate subscription for each company. Check Xero's site for current pricing.

Where Xero may be the better fit

If you depend on Xero's app marketplace, multi-currency, payroll, or project tracking, Xero may be the better choice for now. Apsis focuses on plain-English bookkeeping for small US businesses: bank feeds, categorization you review, invoices with terms and reminders, and reconciliation.

How moving to Apsis works

  1. Start your free trial. 30 days, everything included.
  2. Bring in your books. On Settings → Bring in your books, pick a switch-over date, then upload CSVs for opening balances, customers and vendors, and unpaid invoices and bills. (Not a one-click pull from Xero — you export files from there first.)
  3. Connect a bank, or import a file. Link through Plaid for a live feed, or add an account by hand and import CSV, OFX or QFX statements. Apsis suggests categories you review.
  4. Invite your accountant with a free accountant seat to check the opening balances.

We'll help you move. Prefer a walkthrough? Email support@apsisaccounting.com and we'll help you through Bring in your books.

Before you cancel Xero

Books that keep themselves current

Apsis connects to your bank, suggests categories you review, and sends invoices with your terms and automatic reminders. $19/month after a 30-day free trial.

Start free — 30 days →