@font-face{font-family:"Inter";src:url(/assets/fonts/Inter.ttf) format("truetype");font-weight:100 900;font-display:swap}
@font-face{font-family:"DM Serif Display";src:url(/assets/fonts/DMSerifDisplay-Italic.ttf) format("truetype");font-style:italic;font-display:swap}
@font-face{font-family:"DM Serif Display";src:url(/assets/fonts/DMSerifDisplay-Regular.ttf) format("truetype");font-style:normal;font-display:swap}
:root{
  --midnight:#070b14; --deep:#0a1120; --panel:#0d1528;
  --ice:#7dd3fc; --electric:#5b7cfa; --spark:#facc15; --ok:#5eead4;
  --ink:#eaf1fd; --ink-2:#b4c1da; --ink-3:#8b9ab8;
  --line:rgba(125,211,252,.14); --line-2:rgba(255,255,255,.07);
  --grad:linear-gradient(90deg,#7dd3fc,#5b7cfa);
  --grad-d:linear-gradient(135deg,#7dd3fc,#5b7cfa);
  --r:20px; --max:1180px;
  --serif:"DM Serif Display",Georgia,"Times New Roman",serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--midnight);color:var(--ink);
  font-family:"Inter",ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  font-feature-settings:"cv11","ss01";-webkit-font-smoothing:antialiased;line-height:1.55;overflow-x:hidden}
img,svg{display:block;max-width:100%}
a{color:inherit}
:focus-visible{outline:2px solid var(--ice);outline-offset:3px;border-radius:8px}
.skip{position:absolute;left:12px;top:-60px;z-index:100;background:var(--ice);color:#06101f;padding:10px 14px;border-radius:10px;font-weight:600;text-decoration:none}
.skip:focus{top:12px}
.wrap{max-width:var(--max);margin:0 auto;padding:0 28px}
.grad-t{background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent}
.glow{position:fixed;inset:0;pointer-events:none;z-index:0;
  background:radial-gradient(900px 600px at 82% -10%,rgba(91,124,250,.22),transparent 60%),
             radial-gradient(800px 500px at -5% 30%,rgba(125,211,252,.08),transparent 60%)}
main,header,footer{position:relative;z-index:2}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;height:48px;padding:0 22px;border-radius:12px;
  font:600 15px/1 "Inter",system-ui,sans-serif;text-decoration:none;white-space:nowrap;transition:transform .2s,box-shadow .2s,background .2s;cursor:pointer;border:0}
.btn-p{color:#06101f;background:var(--grad);box-shadow:0 10px 34px -10px rgba(91,124,250,.9),inset 0 1px 0 rgba(255,255,255,.35)}
.btn-p:hover{transform:translateY(-1px);box-shadow:0 16px 44px -10px rgba(91,124,250,1),inset 0 1px 0 rgba(255,255,255,.35)}
.btn-g{color:var(--ink);background:rgba(255,255,255,.04);box-shadow:inset 0 0 0 1px rgba(125,211,252,.25)}
.btn-g:hover{background:rgba(125,211,252,.08);box-shadow:inset 0 0 0 1px rgba(125,211,252,.5)}
.btn-sm{height:40px;padding:0 16px;font-size:14px;border-radius:10px}
.btn .arr{transition:transform .2s}.btn:hover .arr{transform:translateX(3px)}
.nav{position:sticky;top:0;z-index:50;backdrop-filter:blur(14px) saturate(140%);-webkit-backdrop-filter:blur(14px) saturate(140%);
  background:linear-gradient(180deg,rgba(7,11,20,.82),rgba(7,11,20,.6));border-bottom:1px solid var(--line-2)}
.nav .wrap{display:flex;align-items:center;height:68px;gap:28px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;font-weight:650;font-size:20px;letter-spacing:-.02em}
.brand svg{width:34px;height:34px;filter:drop-shadow(0 0 10px rgba(91,124,250,.45))}
.links{display:flex;gap:26px;margin-left:12px}
.links a{color:var(--ink-2);text-decoration:none;font-size:14.5px;font-weight:500}
.links a:hover{color:var(--ink)}
.nav-cta{margin-left:auto;display:flex;gap:10px;align-items:center}
.menu{display:none;margin-left:auto}
.menu summary{list-style:none;cursor:pointer;width:44px;height:44px;border-radius:12px;display:grid;place-items:center;box-shadow:inset 0 0 0 1px var(--line)}
.menu summary::-webkit-details-marker{display:none}
.menu .panel{position:absolute;left:12px;right:12px;top:72px;padding:14px;border-radius:18px;background:rgba(13,21,40,.97);border:1px solid var(--line);box-shadow:0 30px 60px -20px #000;display:grid;gap:4px}
.menu .panel a{padding:12px;border-radius:10px;text-decoration:none;color:var(--ink);font-weight:500}
.menu .panel a:hover{background:rgba(125,211,252,.06)}
.menu .panel .btn{margin-top:6px}
footer{border-top:1px solid var(--line-2);margin-top:90px;padding:44px 0 50px}
.foot{display:flex;flex-wrap:wrap;gap:24px 40px;justify-content:space-between;align-items:flex-start}
.foot .brand{font-size:18px}
.foot .lock{display:flex;flex-direction:column;gap:10px}
.foot .lock p{margin:0;color:var(--ink-3);font-size:13.5px;max-width:360px}
.flinks{display:flex;gap:22px;flex-wrap:wrap}
.flinks a{color:var(--ink-2);text-decoration:none;font-size:14px}
.flinks a:hover{color:var(--ink)}
.legal{margin-top:30px;padding-top:20px;border-top:1px solid var(--line-2);display:flex;flex-wrap:wrap;justify-content:space-between;gap:10px;font-size:12.5px;color:var(--ink-3)}
@media (max-width:640px){.wrap{padding:0 18px}.pg{padding:44px 18px 10px}}
/* ---- subpages ---- */
.glass{background:linear-gradient(180deg,rgba(18,28,50,.62),rgba(10,16,30,.7));border:1px solid var(--line);border-radius:var(--r);box-shadow:0 30px 60px -30px rgba(0,0,0,.6)}
.pg{padding:64px 28px 20px}
.pg h1{font-family:var(--serif);font-weight:400;font-size:clamp(34px,5vw,54px);line-height:1.08;letter-spacing:-.01em;margin:6px 0 16px}
.eyebrow{color:var(--ice);font-size:13px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;margin:0}
.eyebrow a{text-decoration:none}
.lede{color:var(--ink-2);font-size:18.5px;max-width:720px;margin:0 0 30px}
.lede a,.prose a,.meta a{color:var(--ice)}
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:20px;margin:26px 0}
.card{display:block;padding:26px;text-decoration:none;transition:transform .2s,border-color .2s}
a.card:hover{transform:translateY(-2px);border-color:rgba(125,211,252,.4)}
.card h2{font-size:20px;margin:6px 0 10px;letter-spacing:-.01em;line-height:1.3}
.card p{color:var(--ink-2);margin:0 0 14px;font-size:15px}
.card time{color:var(--ink-3);font-size:13px}
.more{color:var(--ice);font-weight:600;font-size:14px}
.prose{max-width:760px}
article.prose,.pg.prose{margin:0 auto}
.prose h2{font-size:26px;margin:40px 0 12px;letter-spacing:-.015em}
.prose h3{font-size:19px;margin:26px 0 8px}
.prose p,.prose li{color:var(--ink-2);font-size:17px;line-height:1.72}
.prose li{margin:6px 0}
.prose strong,.prose b{color:var(--ink)}
.meta{color:var(--ink-3);font-size:14px}
.related{margin-top:50px;padding-top:24px;border-top:1px solid var(--line-2)}
.cta-band{max-width:var(--max);margin:60px auto 0;padding:0 28px}
.cta-band .glass{padding:40px;text-align:center}
.cta-band h2{font-family:var(--serif);font-weight:400;font-size:34px;margin:0 0 10px}
.cta-band p{color:var(--ink-2);max-width:620px;margin:0 auto 22px}
.grid.three{grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}
.tbl{overflow-x:auto}
table.cmp{width:100%;border-collapse:collapse;margin:10px 0;font-size:15px}
table.cmp th,table.cmp td{padding:12px 14px;border-bottom:1px solid var(--line-2);text-align:left;vertical-align:top;color:var(--ink-2)}
table.cmp thead th{color:var(--ink);font-size:15px}
table.cmp thead th:nth-child(2),table.cmp td:nth-child(2){color:var(--ink);background:rgba(91,124,250,.08)}
table.cmp th[scope=row]{color:var(--ink);font-weight:600;width:24%}
.week{margin-bottom:10px}
.week ul{padding-left:20px}
.foot .fcol{display:flex;flex-direction:column;gap:9px;min-width:150px}
.foot .fcol h4{margin:0 0 4px;font-size:13px;letter-spacing:.06em;text-transform:uppercase;color:var(--ink-3)}
.foot .fcol a{color:var(--ink-2);text-decoration:none;font-size:14px}
.foot .fcol a:hover{color:var(--ink)}
/* tools */
.calc{padding:28px;max-width:820px;margin-bottom:30px}
label{display:flex;flex-direction:column;gap:6px;font-size:14px;color:var(--ink-2);font-weight:500;margin-bottom:14px}
label small{color:var(--ink-3);font-weight:400}
input,textarea{font:inherit;font-size:15px;color:var(--ink);background:rgba(7,11,20,.7);border:1px solid var(--line);border-radius:10px;padding:10px 12px;width:100%}
input:focus,textarea:focus{outline:2px solid var(--ice);outline-offset:1px}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.results{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:6px}
.results.one{grid-template-columns:1fr}
.results div{padding:16px;border-radius:14px;background:rgba(91,124,250,.1);border:1px solid var(--line)}
.results small{display:block;color:var(--ink-3);font-size:13px}
.results b{font-size:26px;letter-spacing:-.02em}
hr{border:0;border-top:1px solid var(--line-2);margin:20px 0}
.inv-tool{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.1fr);gap:24px;align-items:start;margin-bottom:30px}
.inv-form{padding:24px}
.line{display:grid;grid-template-columns:1fr 70px 100px 34px;gap:8px;margin-bottom:8px}
.line.hd span{font-size:12px;color:var(--ink-3)}
.line button{background:none;border:1px solid var(--line);color:var(--ink-2);border-radius:8px;cursor:pointer}
.inv-form .btn{margin:6px 0 14px}
.paper{background:#fff;color:#111;border-radius:12px;padding:40px;font-size:14px;min-height:500px}
.paper .ph{display:flex;justify-content:space-between;gap:20px}
.paper h2{margin:0 0 6px;font-size:22px}.paper h3{margin:0;font-size:24px;letter-spacing:.1em;color:#5b7cfa}
.paper p{margin:0;color:#444}.paper .r{text-align:right}
.paper .bt{margin:28px 0 18px}
.paper table{width:100%;border-collapse:collapse}
.paper th{font-size:12px;text-transform:uppercase;color:#666;border-bottom:2px solid #111;text-align:left;padding:8px 4px}
.paper td{border-bottom:1px solid #ddd;padding:8px 4px}
.paper .n{text-align:right}
.paper .tot{margin:16px 0 0 auto;max-width:260px}.paper .tot p{display:flex;justify-content:space-between;padding:4px 0;color:#111}
.paper .tot .g{font-weight:700;font-size:17px;border-top:2px solid #111;margin-top:6px;padding-top:8px}
.paper .notes{margin-top:30px;color:#555;white-space:normal}
ul.ck{list-style:none;padding:0}
ul.ck li{padding-left:34px;position:relative}
ul.ck li::before{content:"";position:absolute;left:0;top:5px;width:18px;height:18px;border:2px solid var(--ice);border-radius:5px}
.legaldoc h1{font-size:40px}
@media (max-width:860px){.inv-tool{grid-template-columns:1fr}.row2,.results{grid-template-columns:1fr}.links,.nav-cta{display:none}.menu{display:block}}
@media print{
 header,footer,.noprint,.glow,.skip,.cta-band{display:none!important}
 body{background:#fff;color:#000}
 .pg{padding:0}.inv-tool{display:block}.paper{padding:0;border-radius:0}
 .checklist *{color:#000!important}.checklist ul.ck li::before{border-color:#000}
}